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(780) 484-6020

Guaranteed Financial Service

101 – 10620 – 178 Street
Edmonton AB T5S 2E3

Phone: (780) 484-6020
Fax: (780) 486-1421


Comprehensive planning for every member...

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Helping you stay on track for retirement...

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Wealth management to maximize your retirement income...

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Simplified financial planning guidance

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About Guaranteed Financial Service

Guaranteed Financial Service is a member of the Independent Financial Brokers of Canada (IFB) providing investment and insurance advice, coaching and products required to meet your financial goals, objectives and responsibilities.

Our primary market is persons age 55 and up in the Greater Edmonton, Alberta area with an investment portfolio value of $100,000 and above, or a need for the creative use of insurance contracts to fund taxes, critical illness, income, long-term care or legacies.

Our focus, beyond asset accumulation, is structuring for the transition to effective income generation and retirement cash flow, managing the retirement income/cash flow phase, and allowing for estate and legacy.

Our philosophy is based on the two most common requests from our clients; “Don’t lose my money” and “Don’t let my income die before I do”. To achieve these objectives, we design balanced and actively managed portfolios and income schedules, suited to your individual and personal situation.

Our priority is to minimize risk while providing reasonable growth, and most importantly, establish an income draw source that will never go down in value when stock or bond markets do.


About David Spooner

David Spooner (RRC, PRP, EPC) is the primary principal of Guaranteed Financial Service (a division of DMS Marketing Inc.) and acknowledged as a Retirement Cash Flow Specialist.

Dave has been in the industry since January of 1988. He has attained status as a

  • Registered Retirement Consultant (Canadian Institute of Financial Planning, RETIREMENT INSTITUTE)
  • Professional Retirement Planner (Retirement Planning Association of Canada)
  • Elder Planning Counselor (Canadian Initiative for Elder Planning Studies)

 The Financial Institutions we provide access to:

As an independent broker, we have the freedom to choose. We don’t work with one particular financial institution. We can match your situation and personal need to a specific provider, choosing from established, stable and well-known institutions such as Manulife, Sun, BMO, Industrial Alliance, RBC, CPP, Canada Life and more